Family Ski Holiday Insurance.


Toddler skiing in a red ski suitTravel insurance is important on all holidays to avoid risk of losing money on cancellations, losses, thefts, etc., but especially for covering medical costs that might not be covered by your EHIC or locally at your country of destination. 

The Foreign and Commonwealth Office (FCO) warn of the specific requirements for winter sports cover essential for skiing holidays.  Ordinary travel insurance rarely covers skiing or other winter sport holidays, without a special cover and associated premium.

The FCO also recently issued information regarding ensuring the validity of your winter sports insurance.  They warn that most insurances do not cover incidents caused as a result of the consumption of alcohol while skiing and if you intend to ski off piste, ensure this is covered too.  See our guidance below as to what family ski insurance is available to you.

Family Ski Travel Insurance - what's available?

Here are a couple of family travel insurance options with familiar companies.  Just remember that if you already have family travel insurance, to check that it includes 'winter sports cover'.

Shop around for some quotes direct from travel insurers, or try a comparison website to find the best deal.  Our choice of the rest....

The AA:
The AA can provide a family of four, single trip family winter sport insurance (Europe) for a little over £30.  Their cover includes off piste skiing (if accompanied by a qualified instructor), piste closure and equipment.  You do have to provide an email address to get a quote, but the process is quick and easy.  Go to the AA website to get a quote.

American Express
American Express offer a family of four, a single trip family winter sport insurance (Europe) for a little under £65.  Their cover includes off piste skiing, piste closure and ski equipment .  If you have a European Health Insurance Card (EHIC) you can claim a £2 discount too.  You don't have to register to receive a quote and you can easily see what is included in the cover and you can easily adjust the cover to reduce the price or add any extras you require.  Go to the American Express website to get a quote.